USAA Car Insurance 2024

USAA car insurance is a popular option for military members, veterans, and their families. Here’s what you need to know about USAA car insurance in 2024:


  • You must be a member of the US military (active duty, National Guard, Reserves), a veteran with an honorable discharge, or a family member of an eligible person to qualify for USAA car insurance.

Coverage options:

USAA offers a variety of car insurance coverages, including:

  • Liability insurance (required by law): Protects you from financial responsibility if you cause an accident that injures others or damages their property.
  • Collision insurance: Covers damage to your car in an accident, regardless of who’s at fault.
  • Comprehensive insurance: Covers damage to your car from non-collision events, such as theft, vandalism, or weather.
  • Uninsured/underinsured motorist coverage: Protects you if you are hit by a driver with no insurance or not enough insurance.
  • Personal injury protection (PIP): Covers medical expenses and lost wages if you are injured in an accident (available in some states).


USAA offers several discounts on car insurance, including:

  • Good driving record: Drivers with a clean driving record can qualify for significant discounts.
  • Multiple car discount: Get a discount for insuring multiple vehicles with USAA.
  • Safety features discount: Vehicles equipped with safety features like airbags and anti-theft devices may qualify for discounts.
  • Military: Active duty, National Guard, and Reserves members can receive additional discounts.


USAA is generally considered to be a more affordable car insurance option, especially for military members and veterans. However, individual rates can vary depending on several factors, including:

  • Your driving record
  • Location
  • Age
  • Vehicle type
  • Coverage options selected

Getting a quote:

You can get a free quote for USAA car insurance online, by phone, or at a local USAA branch.

Additional resources:

Important notes:

  • I cannot provide specific advice or recommendations regarding insurance as it depends on your individual circumstances.
  • Always compare quotes from multiple insurance companies before making a decision.
  • Be sure to read the terms and conditions of your policy carefully before you buy it.

I hope this information helps you learn more about USAA car insurance in 2024!