HSBC Bank Account USA 2024 Features

HSBC Bank Account USA 2024 Features

HSBC offers a variety of checking and savings accounts in the USA, each with its own set of features and benefits. Here’s a summary of some key features for 2024:

Checking Accounts:

  • Premier Checking:
    • No monthly fees if you maintain a minimum balance of $1,500.
    • Free ATM withdrawals at any HSBC ATM worldwide.
    • Free international money transfers to HSBC accounts in over 60 countries.
    • Online and mobile banking with bill pay and Zelle® person-to-person payments.
  • Advance Checking:
    • Monthly fee of $10, but waived if you have direct deposit or maintain a minimum balance of $2,500.
    • Free ATM withdrawals at HSBC ATMs in the USA.
    • Online and mobile banking with bill pay and Zelle® person-to-person payments.
  • Everyday Checking:
    • Monthly fee of $5.
    • Free ATM withdrawals at HSBC ATMs in the USA.
    • Online and mobile banking with bill pay.

Savings Accounts:

  • Direct Savings:
    • No monthly fees.
    • Interest rate up to 0.25% APY.
    • Online and mobile banking with transfers to checking accounts.
  • Premier Savings:
    • No monthly fees if you maintain a minimum balance of $25,000.
    • Interest rate up to 0.50% APY.
    • Online and mobile banking with transfers to checking accounts.

Additional Features:

  • All HSBC accounts are FDIC-insured up to $250,000.
  • HSBC offers a variety of other banking products and services, such as credit cards, loans, and mortgages.
  • You can manage your accounts online or through the HSBC mobile banking app.

Here are some resources where you can find more information about HSBC Bank accounts in the USA:

  • HSBC Bank USA website: https://www.us.hsbc.com/
  • Checking account comparison: [invalid URL removed]
  • Savings account comparison: [invalid URL removed]

Please note that this is just a general overview, and specific features and fees may vary depending on the account type and your individual circumstances. It’s always best to check the HSBC website or contact a customer service representative for the latest information and details.